CLOVER CAPITAL MORTGAGE

Powered by Premier Lending Inc
Mortgage Lending, Elevated

At Clover Capital Mortgage, we believe securing a mortgage should be a smooth, personalized experience. Whether you’re a first-time homebuyer, a seasoned investor, or somewhere in between, our white-glove service ensures you receive expert guidance and the right financing solution for your needs.

With an extensive range of loan options and a dedicated team committed to exceptional service, we make the home financing process seamless, efficient, and tailored to you.

READY TO GET STARTED?

Why Choose Clover Capital?

White-Glove Service – A seamless and highly personalized mortgage experience

Industry Expertise – A team that works for YOU, not the banks

Fast & Efficient Process – We make financing simple and stress-free

LET’S GET STARTED! CONTACT US TODAY!

Apply Now
Meet Your Mortgage Team
Loan Officers
Dillon Dambly

Founder, VP of Mortgage Lending
Ddambly@clovercapital.inc
(602) 679-9063
NMLS# 1665289

Dina Shenouda

Branch Manager
dshenouda@clovercapital.inc
(615) 810-1011
NMLS# 1846425

Oscar Morales

Mortgage Advisor
omorales@clovercapital.inc
(602) 423-8208
NMLS# 1994428

Blake Hermann

Mortgage Advisor
bhermann@clovercapital.inc
(602) 814-7271
NMLS# 2271358

Wendy Zaccaria

Mortgage Advisor
wzaccaria@clovercapital.inc
(813) 810-0039
NMLS# 577242

Steve Sorenson

Mortgage Advisor
ssorenson@clovercapital.inc
(602) 828-9269
NMLS# 2641280

Spencer Vanderhoof

Mortgage Advisor
svanderhoof@clovercapital.inc
(408) 857-1203
NMLS# 2502705

Eric Lemon

Mortgage Advisor
elemon@clovercapital.inc
(631) 745-0217
NMLS# 2544461

Matthew Lawrence

Mortgage Advisor
mlawrence@clovercapital.inc
(714) 809-3382
NMLS# 2251672

Mario Yossef
Business Development
Nick Parks

Business Development Manager
nparks@clovercapital.inc
(480) 414-8985

Preston Ives

Have questions?

Let’s talk!

Contact Us

Mortgage Solutions Tailored to You

Traditional Home Loans

  • FHA – Great for first-time homebuyers with low down payments
  • VA – Exclusive benefits for Veterans & active-duty service members
  • USDA – 100% financing for homes in eligible rural areas
  • Conventional – Flexible options for primary, second homes,
    and investment properties
  • Jumbo – Financing for high-value homes

Investor & Self-Employed Solutions

  • DSCR Loans – No income verification for investment properties
  • Bank Statement Loans – Perfect for self-employed borrowers

Specialty Loan Programs

  • Commercial Loans – Financing for multi-family, office, and retail properties
  • Fix & Flip Loans – Short-term financing for property rehab projects
  • Construction Loans – Build your dream home
NOT SURE WHICH LOAN IS RIGHT FOR YOU?

LET'S FIND THE PERFECT FIT.
Schedule a Consultation
CALCULATION
Mortgage Calculator

Plan Your Finances with Our Calculator:

Monthly payment breakdown

$ 2,615 /mo
$2,269.34
+
+
+
+

Need help with calculator?

PREMIER LENDING, INC. review summary

5on BirdEye,Jul 18, 2025

Ann

Very communicative and great to work with!


5on Google,Jul 16, 2025

Nader

Professional staff with excellent follow-through


5on Google,Jul 14, 2025

Lu

We are leaving a 5- star review for Bo Chalich, with Premier Lending. If we could award more stars, we would. Here’s why: When we found ourselves needing a mortgage lender recently, we were referred to Bo Chalich, with Premier Lending Inc. We got to know Bo and spoke with him many times, we told him what we needed, and we listened to his advice. Bo was personable, and upfront with us from the start. Never steered us in the wrong direction, never promised anything that he could not deliver. He kept us informed every step of the way of our loan process with calls, texts and e-mails. Bo and his team were professional, quick, and efficient with getting all the paperwork together and submitting it to the underwriting department in time for a smooth closing. So, thank you Bo for everything we love our new place!


5on Google,Jul 13, 2025

Eddy

We had a great experience working with Ryan during the purchase of our new home. From the very beginning, he was professional, responsive, and easy to communicate with. He took the time to explain everything clearly and answered all of our questions, which made the entire process feel much less overwhelming. Ryan regularly checked in with us throughout the process, keeping us updated and making sure we were always informed of our progress. The paperwork and approvals were handled efficiently, and his consistent communication gave us a lot of reassurance. We truly appreciated how organized and on top of everything he was. Overall, it was a smooth and positive experience, and we wouldn’t hesitate to recommend Ryan to anyone looking for a reliable and knowledgeable lender.


5on Google,Jul 12, 2025

Joakim

Ryan has been an absolute pleasure to work with and a valuable resource throughout the entire process. He helped put our mutual client in the best possible position to succeed in purchasing their home. Since the buyers were competing at a challenging price point, Ryan made sure they stood out by getting them fully underwritten early in the process. He also went the extra mile by proactively reaching out to the listing agent to communicate the strength of their financial position, which made a real difference. Ryan remained accessible and responsive the entire time, providing consistent updates and helping ensure a smooth, on-time closing. He’s the kind of lender you want in your corner, professional, proactive, and client-focused. Clients are lucky to have him on their team. I’d highly recommend Ryan and look forward to working with him again.


5on Google,Jul 12, 2025

Aram

Working with Austin on the purchase of not just one, but two homes was an outstanding experience from start to finish. His professionalism, attention to detail, and deep knowledge of the real estate market made a complex process feel seamless and manageable. Austin was incredibly responsive and always made time to answer questions, provide guidance, and advocate on my behalf. He consistently demonstrated integrity and a genuine commitment to securing the best outcome possible. Both transactions were handled with care and precision, and his negotiating skills helped ensure that we walked away with great deals. It’s rare to find someone who combines expertise, patience, and hustle the way Austin does. I wouldn’t hesitate to work with him again or recommend him to anyone looking to buy or sell a home. Thank you, Austin, for your exceptional work and dedication.


5on Google,Jul 11, 2025

Ryan Vaterlaus

Quick close, well prepared and easy to work with.


5on Google,Jul 10, 2025

Kathleen

Ryan was amazing! Fantastic to work with. He is very communicative and delivers on all his promises. He has a ton of great information and made the whole process seamless! Highly recommend!


5on BirdEye,Jul 10, 2025

Charles

Absolutely wonderful and personalized service. So very appreciative


5on BirdEye,Jul 09, 2025

Timothy

Bo was wonderful ! He made the whole process very fast and worry free, while still being very thorough. I honestly couldn’t have been more pleased by him and his team.


5on Google,Jul 07, 2025

Maria

Ryan was super helpful in getting us the best loan possible at the best rate possible and made sure that we were able to get our dream home


5on Google,Jul 05, 2025

ivan

Austen was amazing to work with. He secured our loan with the best rate possible at the time and kept us well informed at all times. He assisted us with anything we needed help with or were unsure about. Can't recommend him enough :)


5on Google,Jul 03, 2025

Michelle

Austen Dudley was a great help in our refinance deal. He and his team worked through some complications with our loan and got us what we needed. Highly recommend! Thanks again, Austen!


5on Google,Jul 03, 2025

Clayton

Austen has been our Loan Officer for 6 years. We've recommended him to our entire family. Always willing to work on creative solutions to make it work for us. He is the only person I call.


5on Google,Jul 03, 2025

Tiana

As a first time homebuyer you don't really know the process. Your learning as you go. I was very nervous throughout this whole process. Bo Chalich was very helpful during this whole process. He talked me through everything and tried to keep my mind at ease. Bo and his team are the best to work with. If I were to buy another house I would go with Bo! You will not be disappointed working with Bo and his team. Thank you Bo for everything and I am so excited to become a home owner!!


REVIEWS

Our Clients Say

Discover the experiences of clients who have benefited from our Mortgage Services. Read testimonials that reflect our commitment to providing excellent service and ensuring client satisfaction

Licensed States

Arizona Mortgage Banker Lending License #1002168 | CA-DBO1665289 | Florida License #MLO103702 | GA: Residential Mortgage Licensee #1665289 | Maryland Mortgage Lender License #1665289 | New Mexico Mortgage Loan Company License | NC – L-207757 | OR – #ML-1665289 | SC #MLO – 1665289 | Tennessee License #1665289 | TX-SML Mortgage Banker Registration | Virginia Lender and Broker Licensee #MLO-60847VA | WA: MLO-1665289

Clover Capital Mortgage is Powered by Premier Lending, Inc. Premier Lending, Inc is an Equal Housing Opportunity. NMLS #238143. All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Some products may not be available in all states and restrictions apply. Clover Capital is not associated with the government, and our service is not endorsed by the government, including HUD or FHA. Clover Capital is not acting on behalf of or at the direction of HUD, FHA, or the federal government.

For licensing information, please visit the website link: www.nmlsconsumeraccess.org