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CLOVER CAPITAL MORTGAGE

Powered by Premier Lending Inc
Mortgage Lending, Elevated

At Clover Capital Mortgage, we believe securing a mortgage should be a smooth, personalized experience. Whether you’re a first-time homebuyer, a seasoned investor, or somewhere in between, our white-glove service ensures you receive expert guidance and the right financing solution for your needs.

With an extensive range of loan options and a dedicated team committed to exceptional service, we make the home financing process seamless, efficient, and tailored to you.

READY TO GET STARTED?

Why Choose Clover Capital?

White-Glove Service – A seamless and highly personalized mortgage experience

Industry Expertise – A team that works for YOU, not the banks

Fast & Efficient Process – We make financing simple and stress-free

LET’S GET STARTED! CONTACT US TODAY!

Apply Now
Meet Your Mortgage Team
Loan Officers
Dillon Dambly

Founder, VP of Mortgage Lending
Ddambly@clovercapital.inc
(602) 679-9063
NMLS# 1665289

Dina Shenouda

Branch Manager
dshenouda@clovercapital.inc
(615) 810-1011
NMLS# 1846425

Oscar Morales

Mortgage Advisor
omorales@clovercapital.inc
(602) 423-8208
NMLS# 1994428

Blake Hermann

Mortgage Advisor
bhermann@clovercapital.inc
(602) 814-7271
NMLS# 2271358

Wendy Zaccaria

Mortgage Advisor
wzaccaria@clovercapital.inc
(813) 810-0039
NMLS# 577242

Steve Sorenson

Mortgage Advisor
ssorenson@clovercapital.inc
(602) 828-9269
NMLS# 2641280

Spencer Vanderhoof

Mortgage Advisor
svanderhoof@clovercapital.inc
(408) 857-1203
NMLS# 2502705

Eric Lemon

Mortgage Advisor
elemon@clovercapital.inc
(631) 745-0217
NMLS# 2544461

Matthew Lawrence

Mortgage Advisor
mlawrence@clovercapital.inc
(714) 809-3382
NMLS# 2251672

Mario Yossef
Business Development
Nick Parks

Business Development Manager
nparks@clovercapital.inc
(480) 414-8985

Preston Ives

Have questions?

Let’s talk!

Contact Us

Mortgage Solutions Tailored to You

Traditional Home Loans

  • FHA – Great for first-time homebuyers with low down payments
  • VA – Exclusive benefits for Veterans & active-duty service members
  • USDA – 100% financing for homes in eligible rural areas
  • Conventional – Flexible options for primary, second homes,
    and investment properties
  • Jumbo – Financing for high-value homes

Investor & Self-Employed Solutions

  • DSCR Loans – No income verification for investment properties
  • Bank Statement Loans – Perfect for self-employed borrowers

Specialty Loan Programs

  • Commercial Loans – Financing for multi-family, office, and retail properties
  • Fix & Flip Loans – Short-term financing for property rehab projects
  • Construction Loans – Build your dream home
NOT SURE WHICH LOAN IS RIGHT FOR YOU?

LET'S FIND THE PERFECT FIT.
Schedule a Consultation
CALCULATION
Mortgage Calculator

Plan Your Finances with Our Calculator:

Monthly payment breakdown

$ 2,615 /mo
$2,269.34
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Need help with calculator?

PREMIER LENDING, INC. review summary

5on Google,Feb 07, 2026

Sean

This review is about two years overdue. After 21 years of moving around and only renting, I retired from the military. Buying a house in Santa Rosa was my dream but it felt pretty daunting. I expected the VA loan to be a headache. But instead, Ryan made the process straightforward and kept us ahead of the timeline so our offer actually had a chance in a competitive bid. He explained things, answered every question, and was very responsive via, phone, email, and Zoom. But what I valued, most of all, was his efficiency and proficiency. We never felt pushed, just taken care of. If you’re active duty or a veteran using a VA loan, he’s someone you can trust. Ryan’s a professional.


5on Google,Feb 05, 2026

JOSH

Great team. Really appreciated everything that Heath did for me.


5on Google,Feb 02, 2026

Pat

Ryan was awesome. He provided clear and regular communication and closed the deal on time in exactly two weeks without ANY issues!


5on BirdEye,Feb 02, 2026

Cheralyn

We were first time buyers and to be honest I was terrified of the loan process, but John Barney & Premier Lending made it so simple and smooth!


5on Google,Jan 26, 2026

lisa

The team was professional and guided us through the complete process. It was a pleasure working with Heath and his team! A great group! Highly recommend!


Recommendedon Facebook,Jan 23, 2026

Alicia Lee

Kelly Hall is amazing! She was very thorough and worked hard at getting us the best loan possible. I recommend her to anyone searching!


5on Google,Jan 23, 2026

Alicia Lee

Kelly Hall is the best! She was very thorough and worked hard on getting us the best loan possible. She answered all of our questions. I would recommend her to anyone searching.


5on Google,Jan 21, 2026

James

Ryan was fantastic to work with in obtaining my HELOC. He is knowledgeable, proactive, and reliable. It was a pleasure working with him.


5on Google,Jan 15, 2026

Dayton

The team is thorough and communicative. A great experience with Dillon and the team


5on Google,Jan 12, 2026

Kendra

I had a great experience with Premier Lending. Faris and the whole team made the process smooth and stress-free. Everyone was knowledgeable and kind, and Alicia truly stood out with her exceptional communication and dedication. Highly recommend!


5on Google,Jan 12, 2026

jeffrey

It was a pleasure working with Mike Peterson. He was very knowledgeable and helpful. The whole process was very fast and efficient and was available for questions 24/7. Couldn’t be happier how the process went so smoothly with Him and his Team. Highly recommend!!!


5on Google,Jan 12, 2026

Noah

I have purchased a few homes with Clover Capital / Dillion Dambly and the experience every time has been easy and efficient. The entire team assisted every step of the way and communicated impressively! Highly recommended this team!


5on Google,Jan 09, 2026

Robert

Professional, efficient and easiest closing. Accurate, on time and great staff.


5on Google,Jan 09, 2026

Mary

We had an excellent experience working with this lending company. The team was professional, responsive, and transparent throughout the entire process. Ian and his team took the time to clearly explain my options and ensured I understood each step, which made the experience smooth and stress-free. The application and approval process was efficient, and I felt confident that my best interests were a priority. I would highly recommend this company to anyone seeking reliable and trustworthy lending services.


5on BirdEye,Jan 09, 2026

Juan Benites

Everything went very well. Thank you for the great support and attention. I really appreciate the help provided.


REVIEWS

Our Clients Say

Discover the experiences of clients who have benefited from our Mortgage Services. Read testimonials that reflect our commitment to providing excellent service and ensuring client satisfaction

Licensed States

Arizona Mortgage Banker Lending License #1002168 | CA-DBO1665289 | Florida License #MLO103702 | GA: Residential Mortgage Licensee #1665289 | Maryland Mortgage Lender License #1665289 | New Mexico Mortgage Loan Company License | NC – L-207757 | OR – #ML-1665289 | SC #MLO – 1665289 | Tennessee License #1665289 | TX-SML Mortgage Banker Registration | Virginia Lender and Broker Licensee #MLO-60847VA | WA: MLO-1665289

Clover Capital Mortgage is Powered by Premier Lending, Inc. Premier Lending, Inc is an Equal Housing Opportunity. NMLS #238143. All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Some products may not be available in all states and restrictions apply. Clover Capital is not associated with the government, and our service is not endorsed by the government, including HUD or FHA. Clover Capital is not acting on behalf of or at the direction of HUD, FHA, or the federal government.

For licensing information, please visit the website link: www.nmlsconsumeraccess.org