CALL US
(602) 679-9063 VIEW ON MAPS
FIND US
17797 N. Perimeter Dr. Suite D‑111, Scottsdale, AZ 85255 Branch NMLS# 2099245
ES EN

CLOVER CAPITAL MORTGAGE

Powered by Premier Lending Inc
Mortgage Lending, Elevated

At Clover Capital Mortgage, we believe securing a mortgage should be a smooth, personalized experience. Whether you’re a first-time homebuyer, a seasoned investor, or somewhere in between, our white-glove service ensures you receive expert guidance and the right financing solution for your needs.

With an extensive range of loan options and a dedicated team committed to exceptional service, we make the home financing process seamless, efficient, and tailored to you.

READY TO GET STARTED?

Why Choose Clover Capital?

White-Glove Service – A seamless and highly personalized mortgage experience

Industry Expertise – A team that works for YOU, not the banks

Fast & Efficient Process – We make financing simple and stress-free

LET’S GET STARTED! CONTACT US TODAY!

Apply Now
Meet Your Mortgage Team
Loan Officers
Dillon Dambly

Founder, VP of Mortgage Lending
Ddambly@clovercapital.inc
(602) 679-9063
NMLS# 1665289

Dina Shenouda

Branch Manager
dshenouda@clovercapital.inc
(615) 810-1011
NMLS# 1846425

Oscar Morales

Mortgage Advisor
omorales@clovercapital.inc
(602) 423-8208
NMLS# 1994428

Blake Hermann

Mortgage Advisor
bhermann@clovercapital.inc
(602) 814-7271
NMLS# 2271358

Wendy Zaccaria

Mortgage Advisor
wzaccaria@clovercapital.inc
(813) 810-0039
NMLS# 577242

Steve Sorenson

Mortgage Advisor
ssorenson@clovercapital.inc
(602) 828-9269
NMLS# 2641280

Spencer Vanderhoof

Mortgage Advisor
svanderhoof@clovercapital.inc
(408) 857-1203
NMLS# 2502705

Eric Lemon

Mortgage Advisor
elemon@clovercapital.inc
(631) 745-0217
NMLS# 2544461

Matthew Lawrence

Mortgage Advisor
mlawrence@clovercapital.inc
(714) 809-3382
NMLS# 2251672

Mario Yossef
Business Development
Nick Parks

Business Development Manager
nparks@clovercapital.inc
(480) 414-8985

Preston Ives

Have questions?

Let’s talk!

Contact Us

Mortgage Solutions Tailored to You

Traditional Home Loans

  • FHA – Great for first-time homebuyers with low down payments
  • VA – Exclusive benefits for Veterans & active-duty service members
  • USDA – 100% financing for homes in eligible rural areas
  • Conventional – Flexible options for primary, second homes,
    and investment properties
  • Jumbo – Financing for high-value homes

Investor & Self-Employed Solutions

  • DSCR Loans – No income verification for investment properties
  • Bank Statement Loans – Perfect for self-employed borrowers

Specialty Loan Programs

  • Commercial Loans – Financing for multi-family, office, and retail properties
  • Fix & Flip Loans – Short-term financing for property rehab projects
  • Construction Loans – Build your dream home
NOT SURE WHICH LOAN IS RIGHT FOR YOU?

LET'S FIND THE PERFECT FIT.
Schedule a Consultation
CALCULATION
Mortgage Calculator

Plan Your Finances with Our Calculator:

Monthly payment breakdown

$ 2,615 /mo
$2,269.34
+
+
+
+

Need help with calculator?

PREMIER LENDING, INC. review summary

5on Google,Mar 13, 2026

Detailed Dreams

10 stars if I could. Ryan has helped us on both of our home transactions in the past 2.5 years and he has been nothing but amazing every single time. We just closed today on a 15 day escrow...15 days vs 30!! We would never look anywhere else. He keeps us informed, always answering our questions very quickly. We will be coming to him for any and all our future home purchases and refinances!!!! Cannot recommend and his team enough. Update: Third transaction and he crushed it again!! Thanks Ryan and team as always :)


5on Google,Mar 13, 2026

Michaela

When we started our search for a realtor/lender, we weren't entirely sure we were ready to buy our first home. Ryan reviewed all of our information, helped us through the preapproval process and helped make the home buying/lending experience very straightforward and easy. Ryan always answered our phone calls and our questions. He is considerate, knowledgeable, realistic, and always gave us his time to assist us or provide us with information. Ryan readily checked in with us throughout the process, and has continued to check in now that we bought a home and have been there for some time. Ryan is very helpful! He and his team helped make the home buying process easy for us! We know we can call on Ryan any time for assistance!


5on Google,Mar 12, 2026

Meagan

Working with Dillon was such a great experience. As first-time home buyers, my husband and I came into the home lending process with a lot of questions and very little background, and Dillon was exceptional every step of the way. He was patient, kind, and always willing to pivot how he explained things when we had our “deer in the headlights” moments and needed help understanding the details of the mortgage process. What really stood out was how approachable and supportive he was—he never made us feel rushed or embarrassed for asking questions and always took the time to make sure we truly understood what was happening. We’re incredibly grateful to have had Dillon guiding us through such an important milestone and would absolutely recommend him to anyone navigating a home purchase.


5on Google,Mar 11, 2026

SEANA

As a realtor, one of the most important parts of our transactions is working as a team with others such as title, lenders, inspectors, insurance reps, etc. It is always a blessing when that team consists of an amazing lender/loan advisor like Gretchen Shelton with Premier Lending. Gretchen was such a pleasure to work with, she always answered her phone or got back to me quickly when I called or had a question. when the insurance rep I was using took long, Gretchen was able to quickly secure insurance for the buyers, she knows what she is doing and is a very reliable loan advisor, I would definitely work with her again and or recommend her to anyone looking to purchase a new home.


5on Google,Mar 10, 2026

Brittany

Jeff with Premier Lending was absolutely wonderful to work with! We were in the middle of the chaos of moving states, and he made the entire mortgage process feel so much smoother. He was incredibly kind, patient, and always willing to answer our questions and walk us through each step. Jeff truly went above and beyond to help us, and we always felt like he genuinely cared about making the process work for our family. We’re so grateful for his support and would highly recommend him to anyone looking for a knowledgeable and caring lender.


5on Google,Mar 09, 2026

Hannah

Ryan was amazing! Coming from a Real Estate Agents standpoint, Ryan is definitely someone I look Forward to closing a transaction with again. We had a very long tedious escrow and Ryan stayed on top of it, checked in, and when it was time got everything done in a matter of days. Highly recommend!


5on Google,Mar 07, 2026

Juan

Dillon was absolutely fantastic to work with throughout our entire home-buying process. From day one, he made everything clear, organized, and easy to understand, which gave my wife and me a lot of confidence during such an important decision. The guy is a genius when it comes to lending—his knowledge of the numbers, loan structures, and options available is honestly impressive. He took the time to walk us through everything step by step and made sure we fully understood what was happening at every stage. Even when things moved quickly or questions came up, Dillan was always responsive, calm, and solutions-focused. His communication, professionalism, and ability to break down complex lending details made the entire financing process feel smooth and stress-free. We truly felt like he had our best interests in mind the whole time. We’re incredibly grateful for his help getting us to the closing table and would highly recommend him to anyone looking for a lender who really knows his craft.


5on BirdEye,Mar 02, 2026

Karen

Excellent experience


5on Google,Feb 27, 2026

Janna

Outstanding service - exceeded all expectations!!


5on Google,Feb 16, 2026

Tesia

I first would like to thank God and for you Ms. Taylor and how hard you worked with us and getting us to the closing table we had some roadblocks along the way and you worked that much harder and we really appreciate all that you and your team did to help make this happen for me and my husband and we can’t thank you enough and I pray that you continue to do all that you can to help other families just like you helped us so again thank you for all your hard work thru it all.



5on Google,Feb 12, 2026

Zy

Working with Teresa and Pamela at Premier Lending was truly such a blessing. From the very beginning, they made what could have been a stressful process feel smooth and manageable. They were always available, patient with all of my questions, and genuinely cared about making sure everything went perfectly. Their communication, dedication, and kindness meant so much to me throughout the entire experience. I’m beyond grateful for both of them and would wholeheartedly recommend Teresa and Pamela to anyone looking for a team that truly cares.


5on Google,Feb 10, 2026

Mark

Ryan did an amazing job! Diligent, and kept in communication the entire time. Highly recommend!


5on Google,Feb 07, 2026

Sean

This review is about two years overdue. After 21 years of moving around and only renting, I retired from the military. Buying a house in Santa Rosa was my dream but it felt pretty daunting. I expected the VA loan to be a headache. But instead, Ryan made the process straightforward and kept us ahead of the timeline so our offer actually had a chance in a competitive bid. He explained things, answered every question, and was very responsive via, phone, email, and Zoom. But what I valued, most of all, was his efficiency and proficiency. We never felt pushed, just taken care of. If you’re active duty or a veteran using a VA loan, he’s someone you can trust. Ryan’s a professional.


5on Google,Feb 05, 2026

JOSH

Great team. Really appreciated everything that Heath did for me.


REVIEWS

Our Clients Say

Discover the experiences of clients who have benefited from our Mortgage Services. Read testimonials that reflect our commitment to providing excellent service and ensuring client satisfaction

Licensed States

Arizona Mortgage Banker Lending License #1002168 | CA-DBO1665289 | Florida License #MLO103702 | GA: Residential Mortgage Licensee #1665289 | Maryland Mortgage Lender License #1665289 | New Mexico Mortgage Loan Company License | NC – L-207757 | OR – #ML-1665289 | SC #MLO – 1665289 | Tennessee License #1665289 | TX-SML Mortgage Banker Registration | Virginia Lender and Broker Licensee #MLO-60847VA | WA: MLO-1665289

Clover Capital Mortgage is Powered by Premier Lending, Inc. Premier Lending, Inc is an Equal Housing Opportunity. NMLS #238143. All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Some products may not be available in all states and restrictions apply. Clover Capital is not associated with the government, and our service is not endorsed by the government, including HUD or FHA. Clover Capital is not acting on behalf of or at the direction of HUD, FHA, or the federal government.

For licensing information, please visit the website link: www.nmlsconsumeraccess.org